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KCMO, KCK residents’ credit scores rank low; Leawood’s lead the area

AP

If the two Kansas Citys were a couple buying a car or a house, they might have trouble getting a loan — or at least one with a good interest rate.

A new ranking of 2,570 cities by their residents’ average credit score put Kansas City, Mo., at No. 1,912 on the list, with a score of 650.52 — right on the borderline of fair and poor. Kansas City, Kan., fared worse, at No. 2,468 and 621.65, the worst of any municipality in the metro area, or anywhere in Kansas or Missouri.

The score for Kansas City, Mo., was in the lowest 26 percent of cities surveyed. The score for Kansas City, Kan., was in the bottom 4 percent. Credit scores rate how well people use and manage debt and are done on a scale of 301 to 850. Scores of 750 and up are regarded as excellent; 700 to 749 good; 650 to 699 fair; 600 to 649 poor; and below 600 bad.

To get the rankings, the financial website WalletHub compared the average credit scores of residents in the cities as of September 2015, based on data from TransUnion, one of the big three credit scoring agencies.

On the sunny side of the street was Leawood, ranked No. 16 with a score of 742.74, in the top 1 percent of cities’ scores. The area’s top Missouri side city was Lee’s Summit, No. 485 nationally with a score of 703.53, in the top 20 percent.

As you’d expect, affluent enclaves topped the list, with No. 1 going to the Villages, a luxury retirement community in Florida. Mission Hills wasn’t large enough to make the list, or it no doubt would’ve been up there, too.

Here are the top and bottom five cities in the rankings, all area cities ranked, and a sampling of other Missouri and Kansas cities.

Rank

%

Credit Score

1

99

The Villages, FL

779.51

2

99

Sun City West, AZ

758.08

3

99

Saratoga, CA

755.7

4

99

Los Altos, CA

754.12

5

99

Sun City Center, FL

753.05

16

99

Leawood, KS

742.74

423

84

Overland Park, KS

706.52

434

83

Lenexa, KS

706.14

485

81

Lee's Summit, MO

703.53

576

78

Shawnee, KS

699.87

719

72

Manhattan, KS

693.16

753

71

Liberty, MO

691.9

796

69

Olathe, KS

690.22

859

67

Columbia, MO

687.63

980

62

Lawrence, KS

683.61

1022

60

Jefferson City, MO

682.22

1050

59

Blue Springs, MO

681.05

1221

52

Warrensburg, MO

674.08

1282

50

Leavenworth, KS

672.06

1359

47

Hutchinson, KS

669.82

1448

44

Pittsburg, KS

666.56

1449

44

Salina, KS

666.55

1451

44

Springfield, MO

666.49

1512

41

Topeka, KS

664.87

1550

40

Sedalia, MO

663.12

1678

35

Belton, MO

658.48

1716

33

Wichita, KS

657.14

1771

31

Branson, MO

655.36

1790

30

St. Louis, MO

654.75

1829

29

Independence, MO

653.34

1831

29

Joplin, MO

653.3

1912

26

Kansas City, MO

650.52

1928

25

Raytown, MO

649.82

2001

22

St. Joseph, MO

647.39

2126

17

Junction City, KS

642.71

2183

15

Dodge City, KS

640.16

2421

6

Grandview, MO

625.3

2468

4

Kansas City, KS

621.65

2566

1

College Park, GA

582.8

2567

1

Forest Park, GA

579.75

2568

1

Harvey, IL

573.61

2569

1

East St. Louis, IL

571.41

2570

1

Camden, NJ

565.62

Greg Hack: 816-234-4439, @GregHack

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