Good planning always offsets unforeseen tragedies.
A lot of young people overlook that, which is probably behind so many older folks signing up for coverage under the Affordable Care Act while their younger cohorts are taking a pass.
The Health and Human Services Department reported Monday that 55 percent of the 2.2 million people who had picked health insurance plans under Obamacare are 45 to 65 years old. A higher percentage of younger people are needed in the system for it to work, and millions more should have signed up by now.
Computer and other glitches in the healthcare.gov website have slowed the process since the system was launched Oct. 1. To help young people, parents may need to step in to encourage their adult children to sign up.
Auto accidents, unexpected pregnancies and illnesses are real. Being insured protects against individuals and families being wiped out financially.