Kat’s Money Corner: Don’t budget your well-being out of the picture

06/17/2014 10:54 AM

06/17/2014 10:54 AM

When money is tight, some of the expenses people cut first are the gym and the spa. It’s understandable. Most of us don’t want to go to the gym anyway, and what good is the pleasure of a massage or pedicure if it’s ridden with guilt?

Well, pampering and working out are good for you. This is definitely an area to trim some budget fat, but don’t cut them out of the picture altogether. Not when there are inexpensive or free options available to keep you looking and feeling good.

You can work it out. Can you spare $10 a month? Then you can afford a Planet Fitness http://www.planetfitness.com/ membership. I haven’t researched every gym in our city, but my 10 bucks stopped here. Whether that’s four times a month or 14, it’s money well spent. Now you’re on your way to being physically and financially fit!

If a gym is not for you, there are plenty of things you can do at home! Most of my physical activity is spent running, biking or chasing my son around the park. Here are a few more ideas for those that like to work out in the privacy of their own home - http://www.acefitness.org/acefit/fitness-programs-article/2863/Top-25-At-Home-Exercises/

Cure the high-cost of nail care. We all want to present ourselves well, and who doesn’t enjoy a manicure or pedicure? You can give one to yourself http://www.youtube.com/watch?v=WaXfGbfUYJg — or trade with a friend, sister, daughter … or spouse. You give them one, they give you one. It’s an easy way to save $25 to $50 and still have your nails looking good.

Get the massage. Pinching pennies and sticking to that budget can be stressful. I don’t know about you, but a good massage is priceless when I’m really stressed. At $100 or more for 60 minutes, that’s a lot of pennies. How about a massage for nothing? Many massage schools in the area http://wellspring.edu/get-massage www.pcitraining.edu/massage-clinic need guinea pigs. Just sign up, show up and enjoy.

Make a day of it. Just don’t pay for it. If you’ve been depriving yourself for too long, or you prefer your pampering in fewer but larger doses, go to your nearest day spa – or the closest one that offers a Living Social deal https://www.livingsocial.com/browse/cities/40/searches?utf8=%E2%9C%93&city_search_id=40&country_search_id=1&query=spa+packages&city_name=Kansas+City. I’ve seen some offers at 50-90 percent off normal prices for package deals – facials, massages, you name it.

Too often we think a tight budget means squeezing out the things that make us feel good and feel good about ourselves. That’s a mistake. With a little looking around, the only mistake is not taking advantage of the deals that can be had.

Kat's Money Corner is posted on Dollars & Sense every Tuesday. Kat Hnatyshyn, when not blogging or caring for her little one, is a manager with CommunityAmerica Credit Union. For more financial chatter, click http://twitter.com/savinmavens.

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