Some of the best money (and life) advice we’ve come across comes from conversations with friends and acquaintances. Normal people, not just the experts who write books and host TV shows.
A friend of ours recently made radical changes in his life and had this to say about the direction his life was going:
I looked at the path I was on and realized it was pointless.
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A statement like that might sound defeatist and even a little depressing, but only if you stop there.
Our friend took a next-level look at where his life was heading and decided to steer in a more worthwhile direction.
Part of his life analysis included a close look at his career and finances. He realized he wasn’t getting a good return on his time and effort investment. “Pointless,” as he put it.
He didn’t want the future he was settling for. He wanted something better.
After deciding what he wanted in life, he made changes.
He started with taking control of his budget. The way he was ignoring his money was a big part of why his path in life was always leading him to a pointless place. He wanted to earn more money, but he also knew if he didn’t take control of what he had now, earning more money wasn’t going to change anything.
His next move was his career. He wasn’t happy with his job and the place it was going. He went on a job hunt and found a career that was a better fit for better pay.
As he put it, the path he is on now has a point.
Sorry if this story scares you. (Not really.) Wouldn’t you rather know now that you are heading toward a pointless place rather than find out when you get there in 25 years?
Take a next-level look at your career and make sure there’s a point to it all. Perhaps you love your job and that’s the point. If so, great. If not, write down a few options that would give your working life meaning. It’s not only about the money. Being happy at work has massive value, too.
Take a next-level look at your money. Where is it all going? Are you on a financial path that “has a point”?
We all work too hard for too many hours for it all to be pointless. You’ll want to have something to show for all the time spent on the job (whether you like your job or not).
If this little story rubbed you the wrong way, don’t take it out on us. Blame our friend, the one who made changes in his life to make sure there’s a point to it all.
Or take that next-level look and join us.
Derek and Carrie Olsen are monthly money columnists for Ink challenging you to take a closer look at your finances. They’ve also written two best-selling books on the topic of personal finances. Find their books, blog, podcast and speaking schedule at derekandcarrie.com.